Kimberly Hess
Licensed Health & Life Insurance Broker
Hi, I'm Kimberly — a mom, yoga instructor, and holistic health and fitness enthusiast who believes that health truly is wealth.
I'm an independent health and life insurance broker based in Raleigh, North Carolina, licensed in all 50 states. I started Hess Insurance Solutions because I saw too many hardworking entrepreneurs and families feeling stuck, confused, or limited when it came to their health coverage. The truth is, there are more options out there than most people realize — even outside of Open Enrollment — and you deserve to understand them. My goal is simple: to give you clear, honest guidance so you can make confident decisions about your health and your future without pressure or confusion.
What I bring to the table:
- Independent broker — not tied to one carrier
- Licensed in all 50 states
- Based in Raleigh, NC
- Specializing in health & life insurance
Because at the end of the day, protecting your health isn't just about coverage — it's about protecting your life, your business, and your peace of mind.
5.0
Google Rating
52+
Happy Clients
50
States Licensed
5+
Years Experience
Independent Health Insurance Broker in Raleigh, NC
Hess Insurance Solutions is a trusted, independent health insurance broker in Raleigh, NC, with over 20 years of combined industry experience helping individuals, families, and small business owners navigate an insurance market that keeps changing — and keeps getting more expensive.
What We Specialize In
Are you retired but not yet 65? Self-employed? Paying out of pocket for health insurance, or leaving the Marketplace? Need employee benefits for your team? We specialize in private health insurance for individuals, families, and small businesses — plans based on your health, not your income.
As health insurance options evolve and prices rise, we focus on finding the most innovative, practical approaches to healthcare coverage — not just the first plan that fits.
2026 Small Business Benefits
Small business owners in the Raleigh area should ask about the newest 2026 employee benefits programs. Options and pricing change year to year, and many owners are paying for outdated plan structures without realizing better ones exist.
Medicare Guidance
For clients approaching Medicare age, we provide education and referrals to trusted, licensed Medicare specialists. Hess Insurance Solutions does not sell or enroll Medicare plans — we make sure you're connected with someone who specializes specifically in that market.
My Approach
I believe insurance should be simple and straightforward. When we work together, I start by listening — really listening — to understand your specific situation, your health needs, your budget, and your goals.
Then I go to work. As an independent broker with access to multiple carriers, I compare plans side by side to find the best combination of coverage and value for your unique situation. I'll explain each option in clear, straightforward terms, answer your questions honestly, and never push you toward something that isn't right for you.
My job doesn't end when you enroll. I'm here year-round to help with questions, assist with claims, and review your coverage as your needs change. Think of me as your go-to person for anything health insurance.
- Independent broker — not tied to one carrier
- Licensed in all 50 states
- Based in Raleigh, NC
- Specializing in health & life insurance
"Not a person who leaves a lot of reviews, but Kimberly was instrumental in helping me answer all the questions that I needed and becoming my agent. I have a few complex situations that she helped guide me and find the best workaround for my situation. Would highly recommend."
Jeffrey Pickett